Why Your Commercial Building Needs Flood Insurance
Drying equipment placed to speed up the drying process after suffering water damage in Salt Lake City, UT.
Many businesses in Salt Lake City, UT, think they are immune to the dangers of severe weather, but the fact of the matter is that disaster can strike anytime anywhere. Preparing your building in advance can save you a lot of time and money. One of the best ways to do this is by having the right flood insurance. Here are some things to know before confirming your policy though.
3 Things to Consider For Commercial Flood Insurance.
What Kind of Damage Does Flooding Cause?
You may be wondering what exactly you are protecting your building against. During heavy rainfall, water gets in through small cracks in the walls or foundation. It can also enter through small openings in the windows or through weak spots in the roof. This small amount of liquid can lead to a lot of damage. In addition to soaking the floors, it can also seep into the furniture, office equipment, important documents and electronics.
What Does Insurance Cover?
Always check your policy, but commercial insurance typically covers damage to the structure of the building and the contents that were affected by the storm. External damage is usually caused by fall trees, while internal damage is more likely to be from flooding. Most policies pay for a restoration company to come handle the repairs and cleanup.
Is Your Building Really at Risk?
Unfortunately, weather is unpredictable, so you can't know in advance whether you will ever use your flood insurance or not. However, it is best to be safe than sorry when it comes to your business. No building is ever truly safe from the dangers that storms bring, so most companies choose to get the insurance. While getting flood insurance may not be at the top of your to-do list, getting it sooner rather than later is important because you never know when a storm may hit Salt Lake City, UT. If you aren't sure how much coverage you need or what type of policy to get, talk to your insurance company to find out what is right for you.
The Benefits of Business Interruption Insurance
Fire Damage in Salt Lake City, UT.
When a business in Salt Lake City, UT, sustains fire damage, bills associated with owning a business aren't suddenly put on hold. For many business owners, paying expenses after a fire can be extremely challenging. However, business interruption insurance can be useful to business owners in this situation for various reasons.
3 Benefits of Business Interruption Insurance
1. Keep Paying Rent or Paying Off Loans
When a business opens, a business owner generally will either rent out a building for the business or will purchase the building. Whether you took out a loan to pay for your business or you pay rent for your building, payments are often made continuously. However, after a business fire, it can be difficult to continue to pay off loans or to pay for rent if your business isn't making money during restoration. Interruption insurance can help provide you with the money you need to keep paying off loans or to continue paying rent.
2. Cover the Lost Revenue
One of the primary purposes of business interruption insurance is to cover the cost of any revenue lost revenue after a fire. While it may be helpful to employ a fire cleaning and restoration company to restore your business, it's often necessary to temporarily close your business's doors during cleanup and restoration, which can lead to a loss of revenue. When you are paid for the loss of revenue, however, you can feel secure in your ability to continue to pay important bills.
3. Continue To Pay Employees
After a business fire, the temporary loss of income often makes continuing to pay one's employees a challenge for business owners. As a result, skilled employees may quit in order to find a different job, which can be disruptive and detrimental to your business as a whole. Fortunately, interruption insurance can help to cover the costs of employees' pay, which can offer you and your employees peace of mind if a fire occurs.
Without business interruption insurance, a fire in your business can be financially devastating. Having interruption insurance can make it easier for you to pay rent or pay loans, to cover lost revenue and to pay employees until your business is fully restored.
Where to Start when Restoring a Flooded Basement
SERVPRO performed flood cuts to remove all water damaged materials in Park City, UT.
When flood season comes to Park City, UT, it can hit hard. The impact of the excess water is most likely to be felt by homeowners in the form of basement flood damage. Whether the sump pump failed or just couldn't keep up with the water flow, homeowners may be left scratching their heads. Feelings of where to start and what to do can be overwhelming. The following three steps may give some direction as to how to approach flood cleanup and prevention of future incidents.
3 Steps to Cleanup Flood Damage
1. Remove Water
Before any repairs can be made, all of the water must be removed from the basement. Some people prefer to call a water removal and restoration company for assistance. Flooded basement water removal may look something like the following:
- Hiring an electrician to evaluate the risk of electric shock.
- Getting the sump pump up-and-running to remove sitting water.
- Using a shop vacuum to suck-up the last inch or so of water.
- Lifting carpet and using large fans to dry-out moisture.
- Sanitizing with warm water and disinfectant to prevent mold growth.
2. Repair Damage
Once the area has been completely dried, repairs may be in order. Checking your home flood insurance coverage may be a good place to start. While salvaging some belongings may be an option, it is unwise to try to save anything which uses electricity or gas. If your gas furnace or electric outlets took on water in the flooding, replacement over repair is the safe route to go.
3. Plan for Future Flood Prevention
Now that the basement in clean, dry and repairs are complete, its time to plan ahead for the future. There is nothing worse than putting time and money into basement flood restoration only to have it ruined all over again. Consider the following preventative measures:
- Install a back-up pump.
- Create outside drainage for storm runoff.
- Buy a generator for use during a power outage.
Flooding in Park City, UT, is common. If a basement flood catches you by surprise, follow these three basic tips to get cleanup underway.
How To Find the Right Smoke Detector for Your Home
Dual - Sensor Alarm
In Order to Find the Right Alarm, You Need to Know the Various Types
Finding the right smoke detector for your Deer Crest, UT home is a key part of fire safety. If your home does not have the proper smoke alarm, your house could sustain severe fire damage and require a major fire cleanup.
In order to choose the right alarm, you need to know the various types. They include:
- Dual sensor
A combination alarm typically includes both smoke and carbon monoxide detectors. Because carbon monoxide sensors do not last as long as smoke ones, combination alarms need to be replaced more frequently. However, they are great for homes that include an attached garage or fuel-burning appliances.
A photoelectric alarm is ideal for detecting slow-burning fires, specifically electric fires or those in clothes and bedding. These detectors are less likely to go off accidentally, but they can be more expensive.
An ionization smoke alarm detects small particles from quickly igniting fires such as those caused by grease or paper. Since they are fairly sensitive, you may want to avoid using them near kitchens.
As its name implies, a dual-sensor alarm uses parts of both ionization and photoelectric smoke detectors. They can be costly, but they also provide great protection for the entire home.
There are several other factors you should consider when choosing a detector. If you don’t want to climb a ladder to test the battery every month, look for a device that can be tested via remote control. You may also want to choose a detector that is easy to clean.
Buying the right detector and regularly checking the batteries will help keep your loved ones safe in the event of a fire. The beeping smoke alarm should alert you to the presence of a fire before it spreads. You may thus be able to put out the fire before it destroys your home. However, if your house is badly burned, fire damage cleanup professionals should be able to restore the property.
Temporary Roof Damage Mitigation in Four Steps
Set up tarps to cover holes in your roof
Temporary Roof Damage Mitigation
Roof damage mitigation is the work involved in reducing damage to the property during disasters. In some cases, the work you do to prevent wind damage to your Kimball Junction, UT, home before a storm hits leads to an insurance discount. Sometimes an inspection is required before you can qualify. However, if your roof has already been damaged, residential storm damage restoration professionals may complete temporary mitigation in a few steps.
Assessing and Documenting the Damage
The first step technicians take is inspecting the extent of the damage. You may also want to take photographs of the wind damage to the roof. The records from the technicians and your camera should be shared with the insurance company as evidence for y our claim. If possible, provide some pictures of the condition of your home before the storm.
Removing Storm Debris
If there are tree branches or other storm debris on top of your home, storm restoration technicians clean up the mess. They may also trim up any trees or bushes that pose further risk.
Setting Up Tarps To Cover Holes
Technicians work quickly to cover roof damage, such as holes, with tarps, plywood, and hardware. They'll lay out the tarp to provide a wide barrier that keeps moistures out of cracks and holes. The plywood is often used to secure the tarp, so further wind damage can be avoided.
Preparing a Restoration Plan
Once further storm damage is prevented, technicians create a plan for repairing the damage to your roof. In addition to carrying out the necessary permanent repairs, the home remediation experts may help you prepare a plan for preventing future wind damage.
Many Kimball Junction, UT, homeowners are concerned when heavy storms hit their neighborhoods. You don't have to worry when you have taken steps to prevent roof damage. Don't wait until a storm hits to get professional advice on preparing your roof. Find the information you need and ease your concerns today.
Proven Ways To Prevent a Commercial Fire
A business should have a clearly labeled evacuation route for employees
A commercial fire is one of the biggest calamities that can strike a business. Therefore, it makes sense to spend some time, money and energy on fire prevention. It is much easier to prevent a fire in the first place than it is to deal with the cleanup, expense and business interruption of a fire to a factory, retail building, office, hotel or other business entity. The principals of guarding against a business fire have been known for a long time.
The Basics of Prevention
There are several basic steps every business should undertake to stand the best chance of avoiding a costly fire. These include the following:
- Every company should schedule a visit from the fire department in Park Meadows,UT
- It should have a plan in place
- It should have fire equipment, such as alarms and extinguishers, on the premises
- A business should have a clearly labeled evacuation route for employees
These basics of fire prevention will go a long way toward making a place of business safe. They may be able to prevent or significantly reduce fire damage from a commercial fire. It would also be smart to know fire remediation experts in Park Meadows, UT, to contact in the event of a fire.
The Next Level of Prevention
For a company that has a lot of assets or that may be at a higher risk of a fire, there are more advanced precautions to take. Since employee knowledge is important, it makes sense for a company to have a safety officer. This person would be responsible for making sure a current plan is in place and that fire equipment has been inspected and is located in the right spots. An automatic sprinkler system could be a worthwhile investment, as well.
Fire prevention is an important thing to consider for most companies. With a little initiative from management and workers, a costly fire can be prevented.
What You Should Know About Sewage Damage in Your Commercial Building
Call a professional restoration company to cleanup a sewer damage
Sewage Damage in a Commercial Building
One of the worst types of flooding that can happen in your commercial building in Jeremy Ranch, UT, is from sewage. Sewer cleanup needs to be handled appropriately as the water can be dangerous. Following these guidelines can help you prevent this type of issue, but if it does happen, knowing what actions to take can help save you time and money.
The best way to prevent sewer backup is to take the proper precautions. Have someone come out and check the system regularly to make sure things are running smoothly. A flooded toilet usually happens because of a clog. Put signs up in the restroom asking patrons to dispose of sanitary napkins and other items in the trash instead of flushing them. Putting waste bins in the stalls can also make a big difference as they have somewhere to put unwanted items.
Protect Yourself and Others
Even if you take the precautions, sewage damage can still happen. When it does, you should consider calling a professional water restoration company to come help. Sewer cleanup can be tricky because the water is unsanitary and may contain bacteria or viruses. Be sure to clearly mark the contaminated area so that no one goes near it without the right safety equipment.
Document the Damage
No matter how small the flood is, you should take pictures. It is a good idea to be as prepared as possible for when you call your insurance company. Photographing the damage right away can also help you to get to the cleanup part faster, which is important for people's safety.
When it comes to sewer cleanup, you may be able to handle small overflows yourself, but you need to make sure that everything is disinfected appropriately. If you are at all uncomfortable handling contaminated water, you should call your local water restoration company in Jeremy Ranch, UT, to come help you.
Steps for Replacing a Leaking Toilet
Leaking toilet in a Dear Valle, UT home
How to Replace a Leaking Toilet
Although most commodes last for decades, they do need to be updated ever now and then. If you have a leaking toilet in your home in Dear Valley, UT, it might be time to replace it. Here are the steps to take to make this process as easy as possible.
Disconnect the Water Supply
Whether you are doing a toilet repair or installing a new one, never try to do work on leaking toilet without disconnecting the water supply. This can lead to a large amount of standing water in your bathroom. In order to disconnect the water-supply tube you must loosen the compression nut on the shutoff valve.
Remove the Old Toilet
Depending on how long the old toilet has been in place, it may be stuck to the flooring. In order to remove it, you will need to unscrew any bolts and then gently rock it back and forth until it come off the floor. Typically, there is a wax seal holding it in place, so you will need to break this before it will come off completely. If you are having trouble removing it yourself, you may want to call a professional to come help.
Install the New Toilet
Before you install the new toilet, you will need to get the area cleaned up, and remove any excess wax from the gasket. When you put the new on in place, make sure it is properly aligned. You can then secure it with the bolts. Some people choose to use caulk around the base to protect against mold growth. You should check with your building department to see if this is required in your area.
If you feel uncomfortable replacing the leaking toilet yourself, you should consider calling a water damage company in Dear Valley, UT, to help you. They may also be able to work with you on the cleanup and check the extent of the damage. This may prevent larger or future issues from occurring.
Dealing with Fire and Water Damage After a Fire
You may be dealing with Water Damage as well after dealing with a Fire in your building.
If your business has experienced a fire that was put out by firefighters, you have more than just fire damage to contend with. A fire hose can easily deliver over 100 gallons of water per minute, sometimes even up to 1000 gallons per minute. While some of this will evaporate due to the heat of the fire, you’re likely to be left with significant water damage once the smoke clears. This can be disheartening, but an experienced fire restoration company in Salt Lake City, UT, should be fully equipped to handle damage from both fire and water.
When you contact a fire restoration specialist, the first thing the professionals will do is come to your building to assess the fire damage and make a plan for the cleanup. If the fire has burned large openings in your walls or roof, they will board these holes up and cover them with plastic sheeting. This prevents further damage from wind, rain or snow and ensures your property is safe from theft. Once these preliminary steps have been taken, the actual cleanup can begin.
Cleaning Up After a Fire
1. Removing the Water
Water removal is usually the first step in a post-fire cleanup. Submersible pumps are deployed if there is a large excess of water. Otherwise, powerful vacuums and industrial dryers are used to completely dry out the area.
2. Soot and Smoke Removal
Once everything is dry, soot and smoke are scrubbed from the interior services. This process can include wet-cleaning carpets, foam cleaning furniture and ultra-sonic cleaning glass, plastic, rubber, metal or ceramic objects in hard-to-reach places.
3. Repair and Restoration
The final step is the removal of damaged materials. Burnt drywall and flooring are replaced with new materials and restored to pre-fire condition. Once the fire restoration company in Salt Lake City, UT, has cleaned or replaced all the materials affected by water or fire damage, your business will be ready to reopen.
The Growing Conditions of Mold
Mold can grow anywhere. All it needs is some moisture and the right temperature
The Growing Conditions of Mold
Mold damage can be expensive to remediate. The fungus is known for being deep-penetrating, and once it is noticeable, it has likely already colonized in other areas of your home. Therefore, to mitigate the possibility of mold removal expenses, it is necessary to discuss and understand the conditions that lead to mold colonization so that they may be avoided.
Mold and mildew growth occur in similar situations, but one of the conditions of their growth is a warm space. That is why you often find mildew in your bathroom or laundry room. It is also why mold develops in enclosed spaces. While some funguses can develop in cold or even frigid temperatures, most common house molds require warmth.
Mold damage is so destructive because of how and where it develops. Often, when you see mold, it has already been growing for some time. You may find it within wall cavities, air ducts, bathrooms or basements near the water heater. Mold loves dark and warm spaces.
Mold growth, like all plant life, requires water or moisture to survive. Therefore, basements that are humid and dark are likely prone to fungal growth. Also, attic spaces or garages, where temperatures are high but air doesn’t circulate, produce an environment and moisture level conducive for mold development and colonization.
A mold remediation specialist in the Sugar House, UT, area can assess your property to determine any areas that may need mitigation. For instance, they may suggest installing a dehumidifier in your basement or more ventilation in your attic to reduce moisture levels and improve air circulation.
Mold damage can be costly to remediate, and therefore it becomes necessary to be proactive with your home. Understand the conditions that are likely to lead to mold development and then contact a professional to discuss your best options to avoid future problems.